Frugal Living, Money Saving Tips, Freebies, and More!

  • How to Save Money at Restaurants: Dining on a Budget

    Going out to eat is always a treat.

    From catching up with friends to trying out the latest food trends, restaurants offer more than just a meal—they provide a full experience.

    But let’s face it, dining out can get expensive. As we move through 2023, many of us are looking for ways to enjoy a good meal without spending too much.

    The good news? Saving money at restaurants doesn’t mean you have to compromise on quality or fun.

    With a few smart choices and a little bit of planning, you can still enjoy your favorite spots or discover new ones without breaking the bank.

    So, if you’re someone who loves to eat out but wants to keep an eye on your spending, this guide is for you.

    Let’s dive into some simple and effective tips to make your restaurant visits more wallet-friendly. Here we go…

    Loyalty Programs & Memberships: Many restaurants now offer reward systems. By joining, you often receive special deals, discounts, or points for every purchase. Over time, those points accumulate, leading to free meals or considerable discounts.

    Early Bird Specials: A classic, but still relevant! Dining earlier in the evening can snag you a discounted price on many menu items. Plus, it’s an excellent way for budget-conscious food lovers to enjoy gourmet dishes at a fraction of the price.

    Happy Hours: Not just for drinks! Many establishments also offer happy hour food menus. Timing your visit right can lead to great deals on both beverages and meals.

    Digital Coupons & Apps: There are numerous money-saving apps and websites dedicated to providing up-to-date deals and digital coupons. Services like Groupon, LivingSocial, or restaurant-specific apps can offer limited-time promotions and discounts.

    Splitting Meals: Restaurant portions can be hefty. If you’re dining with a companion, consider sharing an entrée. You’ll not only cut down on food waste but also save money.

    Drink Wisely: Beverages, especially alcoholic ones, can quickly increase your bill. Opt for tap water or look out for drink specials. If you’re a wine enthusiast, find restaurants that offer a BYOB (Bring Your Own Bottle) option, often with a minimal corkage fee.

    Skip Desserts: While they’re tempting, desserts often come with a premium price tag. Instead, consider having a sweet treat at home or grabbing a pastry from a local bakery, often at a fraction of the cost.

    Off-Peak Dining: Some restaurants offer discounts for those who dine during non-peak hours. Not only will you save money, but you’ll also enjoy a quieter, more intimate atmosphere.

    Take Advantage of Specials: Many places have daily specials that provide value for money. These dishes are often the chef’s choice and are not only affordable but also a chance to try something new and seasonal.

    Follow on Social Media: Your favorite restaurant’s Instagram, Facebook, or Twitter can be goldmines for exclusive deals, promotional codes, or special events. Engage with them and keep an eye out for flash sales or special discounts.

    Skip the Extras: Those add-ons, while delicious, can accumulate costs. If you’re truly looking to save, opt out of additional sauces, sides, or toppings unless they’re included in the base price.

    Feedback and Reviews: Some establishments offer discounts on your next meal or a complimentary dish in exchange for a review or feedback. Sharing your experience can be a win-win for both you and the restaurant.

    Local Deals: If you’re in a new city or area, check local magazines or tourist guides. They often contain discount vouchers or information about lesser-known eateries that offer great value for money.

    In conclusion, enjoying a meal out in 2023 doesn’t have to be a costly affair.

    By being a bit strategic and using some or all of the tips listed above, you can relish the dining experience without the financial guilt.

    Cheers to smart dining! ??

    Frequently Asked Questions:

    Do restaurants offer discounts during specific times?

    Many restaurants offer “Early Bird Specials” or “Happy Hour” deals. Visiting during these times can often net you discounts on both food and drinks.

    Can I find restaurant discounts online?

    Many restaurants post special offers on their social media pages. Additionally, there are apps and websites like Groupon and LivingSocial that regularly feature restaurant deals.

    Is it cheaper to eat during off-peak hours?

    Some restaurants offer discounts during non-peak hours to attract more customers during their slower times.

    Are loyalty programs worth joining?

    Typically, yes. If it’s a restaurant you visit frequently, loyalty programs can provide points, discounts, and even free meals over time.

    Is it rude to use a coupon or discount when dining out?

    Not at all. Restaurants offer these deals to attract customers. As long as you’re polite and follow the coupon’s terms, it’s a win-win for both you and the establishment.

    Should I tip on the original amount, even if I use a coupon?

    Yes, it’s standard etiquette to tip based on the original bill amount before discounts. Servers work just as hard, regardless of the discounts you might use.

    How do I find out about local restaurant deals when I’m traveling?

    Check local tourism websites, magazines, and even hotel lobbies. They often have brochures or magazines with coupons and information about local dining specials.

    Do larger chains offer better deals than local restaurants?

    Not necessarily. While large chains often have standardized promotions, many local eateries offer specials to compete and draw in both locals and visitors.

    Can I save money by dining in larger groups?

    Sometimes. Some restaurants offer group discounts or set menus that can be more cost-effective for larger parties.

    Is BYOB (Bring Your Own Bottle) a good way to save money?

    Yes, if the restaurant allows it. Just be sure to check if there’s a corkage fee. Even with the fee, it’s often cheaper than buying a bottle from the restaurant’s menu.

    By being proactive and seeking answers to questions like these, you’ll be well on your way to enjoying delightful dining experiences without the hefty price tag.

  • The Ultimate Guide to Meal Planning

    Meal planning can seem like a daunting task, especially if you’re juggling work, family, and other commitments.

    However, with some strategic planning and organization, it can not only simplify your kitchen routine but also lead to healthier eating habits, cost savings, and reduced food wastage.

    If you’re curious about how to start (or refine) your meal planning journey, you’re in the right place. Below are 20 essential meal planning tips that can transform your culinary life.

    Meal Planning Tips

    1. Set Clear Objectives

    First and foremost, determine why you’re diving into meal planning.

    Is it to save money? Do you want to consume healthier meals, reduce food waste, or perhaps all three?

    By establishing your goals upfront, you can tailor your meal planning efforts to serve those objectives best.

    2. Weekly Meal Calendar

    Having a visual representation of your meals can be a game-changer. Use a physical calendar, planner, or even digital tools to jot down meal ideas for each day.

    This ensures you’re not repeating dishes too often and gives you a quick overview of your meals at a glance.

    3. Balanced Diet

    Health is wealth! Aim for a mix of protein, carbohydrates, and vegetables for each meal. This not only provides variety in taste but ensures you’re getting a nutritionally balanced diet.

    If grocery prices in your area are especially high, online options can sometimes help stretch your budget too. Services like Misfits Market sell surplus and “imperfect” groceries at discounted prices, which can be a good option for staples and produce.

    Sign up and subscribe to the Misfits Market and receive $10 OFF your first order (up to $35+) w/code FRESH10X2. Order minimum applies, and $35 order minimum required to redeem offer.

    Meal kits like Hello Fresh and Blue Apron Meal Delivery Services can also make sense during busy weeks when takeout would normally blow the budget — especially if you use their intro discounts. They’re not for everyone, but for some families they can help cut food waste and keep spending more predictable.

    4. Dedicated Shopping Day

    Consistency can be key to success. By dedicating a specific day for grocery shopping each week, you’re less prone to impromptu (and often unhealthy) food purchases.

    5. Inventory Check

    Before embarking on your shopping trip, do a quick scan of what’s already in your pantry and refrigerator. This simple habit can prevent unnecessary spending on duplicate items.

    6. Cook in Bulk

    Cooking in larger quantities can be both time and cost-effective. Once prepared, divide your meals into portion-sized containers and freeze.

    These can easily be reheated on busy days, reducing the temptation of ordering takeout.

    7. Theme Nights

    Make meal planning more enjoyable by introducing theme nights. “Taco Tuesdays” or “World Cuisine Wednesdays” can introduce fun and anticipation into your meal schedules.

    8. Keep It Simple

    While it’s great to experiment with intricate recipes occasionally, everyday meals can be simple yet nutritious. Quick salads, stir-fries, or one-pot dishes can be delicious and less stressful to prepare.

    9. Flexible Plans

    Unexpected events can disrupt your meal plans. Always have some backup options that require minimal effort.

    10. Include Snacks

    Don’t forget about snack time! Plan for healthy mid-morning or afternoon snacks, so you’re not grabbing the nearest candy bar when hunger strikes.

    11. Family Involvement

    Engage your family in the meal planning process. It can serve as a bonding activity and ensures that everyone’s preferences are taken into consideration.

    What Do Kids Learn While Cooking?

    12. Try New Recipes

    Introduce novelty into your meal routine. Exploring new recipes can keep things exciting and might even lead to discovering a new family favorite.

    13. Leftovers Strategy

    Leftovers don’t have to be boring. Plan to repurpose them into a new dish or pack them for lunch the next day.

    14. Prep Ahead

    Maximize your productivity by prepping ingredients ahead of time. Chopping veggies or marinating proteins in advance can save a lot of time on busy nights.

    15. Seasonal Ingredients

    Seasonal produce is fresher, more flavorful, and often cheaper. Incorporate seasonal fruits and vegetables into your meal plans to enjoy their peak taste and nutritional benefits.

    16. Sales and Discounts

    Being frugal doesn’t mean compromising on quality. Check for sales and discounts and plan your meals around these deals. Use apps like Ibotta and Fetch Rewards to earn cash back or save up for rewards like gift cards.

    17. Pantry Essentials

    A well-stocked pantry is the backbone of seamless meal planning. Ensure you have staples like grains, canned goods, and spices at hand, which can simplify the cooking process.

    How to Stock Your Pantry on a Budget

    18. Digital Tools

    The digital age has given us myriad tools for almost every task. Use meal planning apps or websites that cater to your dietary needs, preferences, and can even integrate grocery lists.

    19. Plan for Indulgences

    A little indulgence never hurt anyone. If you have a penchant for sweet or savory treats, factor them into your meal plans, ensuring you enjoy them in moderation.

    20. Review and Adjust

    As with any strategy, periodic reviews are essential. After a few weeks, gather feedback, see what’s working, and make necessary adjustments.

    In conclusion, meal planning is not just about organizing what to eat. It’s a holistic approach to smarter grocery shopping, healthier eating habits, and fostering a greater appreciation for home-cooked meals.

    While these 20 tips serve as a guideline, remember that every individual or family’s needs are unique. It’s essential to find a rhythm that works best for you.

    Frequently Asked Questions (FAQs) on Meal Planning

    1. Q: Why is meal planning important?

    A: Meal planning is crucial for several reasons. It helps streamline the cooking process, reduces food waste, promotes healthier eating habits, saves money by preventing unnecessary purchases, and reduces the stress of last-minute meal decisions.

    2. Q: How long does meal planning take?

    A: The time taken can vary based on individual preferences. Initially, it might take an hour or two per week as you explore recipes and create a plan. However, with practice and a set routine, it can be reduced to as little as 15-30 minutes per week.

    3. Q: Can I meal plan if I’m on a specific diet, like keto or vegan?

    A: Absolutely! In fact, meal planning can be especially beneficial for those on specific diets as it ensures you’re consuming the right nutrients and prevents the temptation of off-diet foods.

    4. Q: How do I plan for unexpected events or changes in plans?

    A: Always have a few flexible or backup meal options available. These can be simple dishes or even healthy frozen meals that can be prepared quickly.

    5. Q: How do I keep my grocery bills low while meal planning?

    A: Focus on seasonal produce, look for sales and discounts, buy in bulk where possible, and always check your inventory before shopping to avoid buying duplicates.

    6. Q: How can I get my family more involved in meal planning?

    A: Make it a fun weekly activity! Allow each family member to choose a meal for the week or introduce theme nights where they can suggest dishes.

    7. Q: I’m not a great cook. Can I still meal plan?

    A: Definitely! Start with simple recipes that don’t require specialized skills. As you get more comfortable, you can gradually introduce more complex dishes.

    8. Q: How do I incorporate diversity in my meals throughout the week?

    A: Theme nights, exploring international cuisines, and introducing one new recipe a week are great ways to add variety to your meals.

    9. Q: Can I meal plan for just lunches or dinners and not the entire day?

    A: Of course! Meal planning is flexible. You can plan for whichever meals you find most challenging or time-consuming. Some people plan only dinners, while others may plan breakfast and lunch to keep them on track during busy workdays.

    10. Q: How do I handle food cravings while sticking to a meal plan?

    A: It’s essential to strike a balance. Incorporate your favorite foods in moderation, and if cravings strike, find a healthier alternative or adjust your plan slightly to accommodate.

  • Celebrate the 4th of July on a Budget

    4th of july on a budget

    Celebrate the 4th of July on a Budget: Creative and Fun Ideas for Frugal Families

    The 4th of July is a time to celebrate our nation’s independence with family, friends, and festive activities.

    However, the costs can quickly add up with parties, decorations, and fireworks.

    For those looking to enjoy this holiday without breaking the bank, here are some creative and budget-friendly ways to celebrate the 4th of July.

    1. Host a Potluck Picnic

    Instead of shouldering the entire cost of food and drinks, invite friends and family for a potluck picnic. Everyone can bring their favorite dish, which not only saves money but also adds variety to the meal.

    Set up in a local park or your backyard with simple picnic blankets and reusable tableware.

    2. DIY Decorations

    Get crafty with your decorations! Use items you already have at home to create festive decor. Here are some ideas:

    • Paper Lanterns: Transform old paper or even newspapers into red, white, and blue lanterns. All you need is some paint, string, and a little creativity.
    • Mason Jar Candle Holders: Paint mason jars in patriotic colors and use them as candle holders for your evening celebrations.
    • Homemade Banners: Cut out stars and stripes from construction paper and string them together to make a banner.

    3. Free Community Events

    Many communities host free events such as parades, concerts, and fireworks displays. Check your local community calendar for events happening in your area.

    Attending these can provide a fun and festive atmosphere without the cost.

    4. Affordable Fireworks Alternatives

    Fireworks can be expensive and potentially dangerous. Instead, consider these alternatives:

    • Glow Sticks: They are safe, affordable, and kids love them.
    • Sparklers: They’re cheaper than full fireworks and can provide a lot of fun for kids under supervision.
    • Confetti Popper: Make your own confetti poppers using toilet paper rolls, balloons, and some colorful confetti.

    5. Backyard Games and Activities

    Organize fun backyard games that everyone can enjoy. Here are a few ideas:

    • Water Balloon Toss: Perfect for a hot summer day, and the supplies are inexpensive.
    • Patriotic Scavenger Hunt: Create a list of red, white, and blue items for kids to find around the yard or neighborhood.
    • Sack Races: Use old pillowcases for a classic sack race.

    6. Patriotic Crafts for Kids

    Keep the kids entertained with some simple and affordable crafts:

    • Handprint Flags: Use paint and paper to create adorable handprint flags.
    • Toilet Paper Roll Rockets: Decorate empty toilet paper rolls to look like rockets with some paint and construction paper.
    • 4th of July Coloring Pages: Download free coloring pages online and let the kids get creative.

    7. Budget-Friendly BBQ

    If you’re planning a BBQ, there are ways to keep it budget-friendly:

    • Plan Simple Menus: Stick to affordable staples like hot dogs, burgers, and homemade potato salad.
    • Buy in Bulk: Purchase meat and supplies in bulk to save money.
    • Homemade Desserts: Skip the expensive store-bought desserts and make simple treats like cupcakes or this patriotic parfait.

    8. Watch a Patriotic Movie

    End the day with a patriotic movie night. Set up an outdoor screen with a white sheet and a projector or simply watch on your TV. Some family-friendly options include “The Sandlot,” “National Treasure,” and “Independence Day.”

    Celebrating the 4th of July doesn’t have to be expensive. With a little creativity and planning, you can have a fun, memorable, and budget-friendly holiday.

    By hosting a potluck picnic, making DIY decorations, attending free community events, and organizing backyard games, you’ll create lasting memories without the financial strain.

    Enjoy the festivities and have a fantastic 4th of July!

  • 7+ Ways to Reuse Toilet Paper Rolls

    Have you ever looked at an empty toilet paper roll and thought, “There must be something useful I can do with this”?

    Well, you’re in luck!

    Today, we’re diving into the world of repurposing toilet paper rolls, turning what was once trash into treasure.

    Not only will these ideas save you money, but they’re also a fantastic way to get creative and eco-friendly.

    So, let’s start saving those rolls and get crafting!

    1. Seed Starters for Gardening

    Empty toilet paper rolls make perfect biodegradable seed starters. Here’s how:

    • Cut the roll in half.
    • Fill each half with soil.
    • Plant your seeds inside.

    Once your seedlings are ready to be transplanted, you can plant the entire roll into the ground. The roll will decompose, enriching the soil.

    2. Organize Cables and Cords

    Tangled cables can be a nightmare. Use toilet paper rolls to keep them organized:

    • Label each roll with the name of the cord (e.g., phone charger, headphones).
    • Wrap the cord neatly and slip it inside the roll.

    This simple trick keeps your cords tidy and easy to find.

    3. Create a Bird Feeder

    Invite feathered friends to your yard with this easy bird feeder project:

    • Spread peanut butter or honey on the outside of the roll.
    • Roll it in birdseed until fully coated.
    • Slide the roll onto a tree branch.

    Watch as birds flock to your homemade feeder!

    4. Crafty Napkin Rings

    For a touch of DIY elegance at your next dinner party:

    • Cut the roll into 1-2 inch sections.
    • Decorate with paint, ribbon, or fabric.

    These personalized napkin rings are not only cost-effective but also a lovely addition to any table setting.

    5. Fun for Kids: Craft Projects

    Toilet paper rolls can be transformed into endless fun for kids:

    • Binoculars: Tape two rolls together and decorate for a safari adventure.
    • Race Cars: Cut the roll in half, add wheels from bottle caps, and paint.
    • Characters: Create animals, people, or monsters with paint, googly eyes, and scraps of fabric.

    These projects are perfect for rainy days or just sparking creativity.

    6. Wall Art Display

    Who knew toilet paper rolls could be so stylish?

    • Flatten the rolls and cut into rings.
    • Arrange the rings into patterns (flowers, geometric shapes) on a canvas or directly on the wall.
    • Glue the pieces in place and spray paint if desired.

    This unique artwork adds a personal touch to any room.

    7. Desk Organizer

    Keep your workspace neat and tidy with this easy DIY:

    • Glue several rolls together vertically.
    • Paint or cover with decorative paper.
    • Use the compartments to store pens, pencils, and other office supplies.

    It’s functional and helps keep clutter at bay.

    8. Gift Wrapping and Packaging

    For small items, toilet paper rolls are a great alternative to traditional wrapping paper:

    • Place the gift inside the roll.
    • Wrap in decorative paper or fabric.
    • Tie the ends with ribbon.

    These make adorable and eco-friendly gift containers.

    There you have it – eight creative ways to reuse those empty toilet paper rolls!

    By repurposing these common household items, you’re not only saving money but also reducing waste and getting a little crafty in the process.

    So, the next time you finish a roll, don’t toss it. Instead, save it and turn it into something wonderful.

    Happy crafting!

    Do you have any other creative uses for toilet paper rolls? Share your ideas in the comments below!

  • The #1 Money Saving App That I Use Weekly to Save Money on Groceries

    Do you want to save money on groceries? Read about my favorite money saving app! This app helps me save BIG on groceries.

    One of our biggest expenses in our monthly budget is groceries. The cost of groceries can be anywhere from $800-$1,000 a month for our family of 5.

    When we have guests visiting (which is often) our expenses rise by $200+ a month for additional groceries.

    My husband and I have been doing everything we can to try to lower our expenses when it comes to buying groceries, but it can be difficult.

    Money Saving App

    I’ve been using the Ibotta app for a few years now to save money on our grocery bill.

    Ibotta is available for download on IOS or Android and is a great way to find cash back rebates on your favorite products that you buy at the grocery store.

    I’ve earned a total of $491.88 since becoming a member of Ibotta. Keep reading below to learn more about the rewards you can earn. Ibotta is currently my #1 money saving app that I use on a regular basis.

    Don’t forget to check out Fetch Rewards, too! It’s also a favorite of mine!

    Here’s how Ibotta works:

    1. Find Offers – Before you shop, add offers on great products by completing simple tasks.
    2. Go Shopping – Buy the products you selected at any participating store. Don’t forget your receipt!
    3. Redeem – Redeem your offers by taking a photo of your receipt. They’ll match the items you bought to the offers you selected and give you the cash!
    4. Get Cash – Your cash back will be deposited into your Ibotta account within 48 hours.

    Ibotta on IOS

    Ibotta on Android

    There are several stores on the app that we have listed as our favorites that we shop at on a regular basis – Military Commissary, Military Exchange Walmart, Safeway, and Dollar Tree.

    To save money on groceries with the Ibotta, we browse through the offers and find the products that we need to buy. We create our grocery list, shop, and then scan our receipts on Ibotta so that we can earn our cash back on the products we purchased. We usually find multiple offers to take advantage of.

    Whenever you earn $20 cash back in your account, you can cash out with Ibotta! I usually choose $20 PayPal, but you can choose from a selection of gift cards.

    You can also refer friends and earn cash back, too!

    If you aren’t currently using Ibotta, what are you waiting for? At least give Ibotta a try. I love using Ibotta and plan to continue using it as long as I can to save on our groceries each week.

    Ibotta on IOS

    Ibotta on Android

  • 4 Easy and Affordable Valentine’s Day Breakfast Ideas

    Metal heart hanging on vintage wooden background as Valentines Day  symbol

    Cereal or toast might make an easy and tasty breakfast on most mornings, but Valentine’s Day calls for a morning meal with a little more love. Luckily, there are plenty of options – for kids and adults alike – that are simple and affordable. Here are five breakfast ideas that will show your Valentine just how much he or she is loved.

    1. Chocolate Waffles – When it comes to Valentine’s foods, chocolate is king (or queen). This affectionate breakfast combines chocolate with another delicious treat – waffles – to create a morning meal your loved one will never forget!

    2. Almond French Toast Hearts – Paris is one of the most romantic cities in the world, so why not channel the power of that French city with some French toast? But this isn’t your ordinary French toast, it’s French toast cut into hearts (I recommend using this heart cutter set). Top it off with some sweet syrup and your sweetheart will definitely know that they are loved.

    3. Blood-Orange Pomegranate Mimosas – These drinks combine two key parts of the most romantic day of the year – something sweet and something red. The sparkling wine cocktail is a mixture of blood orange juice and pomegranate juice and garnished with pomegranate seeds for an extra special touch.

    4. Egg-in-the-Nest – This classic kid-friendly recipe featuring an egg cooked inside a piece of bread becomes the perfect Valentine’s Day breakfast when the hole in the bread is shaped like a heart and you throw in a few ketchup hearts.