Frugal Living, Money Saving Tips, Freebies, and More!

  • Five Ways Decluttering Can Actually Save You Money

     

    Shopping sales, using coupons and getting items for free are all fantastic ways to save your family money. Unfortunately, however, these money-saving techniques can come with a certain risk that no one talks about very much: clutter. When we get things for cheap or free, we tend to stock up, hoarding more than we really need. We think “Better safe than sorry–I’d better hold onto these items just in case.” And while it is good to be prepared, sometimes there comes a time when “being prepared” crosses the line into being a pack-rat.

     

    You may think that holding onto things and accumulating as many things as you can for the future is a great way to save money. And, honestly, doing this might save you a little. But what many people don’t realize is that decluttering can actually save them money too. (Plus, it’s simply a nicer way to live.) Here are five ways decluttering can actually save you money.

    1. You Can Earn Money By Selling the Extras

    The quickest and most obvious way that decluttering can save you money is simply the fact that you can earn money by selling the items you don’t really need anymore. Sell the clothes and toys your family has outgrown on Ebay or at a consignment shop. Have a garage sale and get rid of all of the extra stuff your family doesn’t need anymore. Just think of what you could do with all of that extra money instead!

    Related: 5 Easy Steps for Throwing the Perfect Yard Sale

    2. You Won’t Waste Money on Things You Won’t Ever Use

    Between coupons and sales, there are some incredible deals out there! With items like toothbrushes, ketchup and bathroom cleaner going on sale for next to nothing, it only makes sense to stock up, right? Yet, how many times have these items gotten lost or gone bad before you’ve even had a chance to use them? Clean out your stockpile and take inventory of which items you actually use and not. Even if certain items didn’t cost you very much, if you aren’t using them, the money you spent on them was wasted.

    3. You Won’t Have to Buy So Many Replacements

    How often have you not been able to find something, so you go out and buy another to replace it? How often have your things been broken because you have too much stuff to store it nicely (think: kids’ toys)? When you have less, you can keep better track of what you have and take better care of it. It becomes less expendable, and you spend less money replacing it.

    4. You’ll Use Less

    When you have 30 extra things of toothpaste and 50 extra boxes of cereal on hand, it becomes all too easy to become wasteful. After all, you have plenty on hand. I’m not suggesting that you shouldn’t have a stockpile–you should! But if all of that excess is causing your family to go through items much more quickly than you would otherwise, you may need to reevaluate how much extra you keep on hand.

    Related: 10 Ways to Declutter Your Home

    5. You’ll Have More Time and Energy for Other Tasks

    I’m not sure I would even want to know how much time I’ve spent looking for items I couldn’t find because they got lost in all of the clutter! Not only is searching for your items annoying, but all of the time and energy you spent searching for things was time and energy you didn’t spend doing other, more productive tasks, like working from home, cutting coupons, finding deals or cooking from home so you wouldn’t have to eat out.

    Here are more Decluttering and Organization Resources if you’d like to keep reading!

    Do you declutter on a regular basis?

    decluttering saves money
  • Ways to Save Money on Flowers

     

    Valentine’s Day is coming, and you can’t go wrong with giving your sweetheart flowers! Fresh flowers are fragrant, beautiful, and make the recipient feel so very loved. And while fresh flowers can get pricey, very pricey, you don’t need to go broke buying your sweetie a nice bouquet.

    To make sure you get the best deal on fresh flowers this Valentine’s Day, check out the tips below. You will be tickled pink at how simple it is to save on blooms. It just requires a little effort and legwork. But in the end, your budget will thank you! Take a peek!

    1. Be Mindful of What is in Season

    Spring time flowers are already starting to make their debut. This is a great time to look for tulips, daffodils, and hyacinths. All three of these varieties are considered in season will be more budget friendly. Flowers that aren’t in season will cost a lot more, and roses naturally will cost you an arm and a leg because they are in demand this time of year!

    2. Shop Grocers Instead of Florists

    If you order an arrangement from a florist, you won’t see the flowers until they’re ready to be picked up or delivered.  Such a gamble. Florists also are more costly than a grocery or chain store. You can find flowers that are just as fresh at these grocery and chain stores at half of the cost. Plus,  at these stores you can see the flowers for yourself before you buy them to assure freshness.

    3. Say YES to Potted Bulbs

    Potted bulb varieties such as tulips can be saved and replanted. A pot of tulips I bought for my sister last year is blooming again this year! She simply saved the bulb after it was done blooming and transplanted it to her garden. It is a gift that keeps giving! Now that is value.

    4. Say NO to Exotic Blooms

    While flowers such as orchids are lovely, they are not grown locally in most areas. A great deal of shipping and transporting go into the delivery of lilies and orchids, and that cost is passed on to the buyer. Look for flowers that grow locally in your area and they will be way more budget friendly as well as easier to care for.

    5. Buy Your Own Vase and Arrange Yourself

    Buy your flowers fresh cut and then put them in your own vase. Dollar stores and thrift stores carry vases by the dozens for $1.00 or less. Buying premade arrangements is by far more costly than just buying a fresh cut bouquet and arranging it yourself.

    6. Add Some Aspirin

    Not because your flowers has body aches, but because it will make them last longer! By adding a crushed aspirin to the water of your bouquet, it will help them remain in bloom longer, giving you the most bang for your buck. Who knew?

    7. Find out About Freebies

    Does your local department offer free greeting cards and novelty picks with your purchase? Take advantage of these FREE perks to add a little more bang and personalization to your bouquet! Some will even wrap your bouquet in colorful tissue for free. You won’t know if you don’t ask, so ask!

    8. Think Beyond the Blooming Flowers

    Basic house plants can be a cheaper alternative to blooming flowers. Your sweetheart might like an aloe plant this year instead! It is functional and can be used to treat a sunburn even. Plants like these are a gift that keeps on giving!

    9. And Please…Skip the Delivery!

    If you do go through a florist, skip the delivery fees and deliver your flowers yourself. Some florists charge as much as $20.00 to deliver your blooms, and even then you don’t know if anyone will be home to receive them! If your sweetheart lives in town, take the flowers to him/her yourself. After all, they will be so much happier to see you than the delivery driver!

    Order fresh flowers at Amazon!

    By following these simple strategies, you will be able to give a fresh arrangement that you can be proud of, and still look like you spent a ton! It just requires a little work, but the pay off is a beautiful arrangement you won’t bust your budget for.

    how to spend less on fresh flowers
  • Five Ways to Save Big When Dining Out

    save when dining out

    How much does the average restaurant meal cost a family of four? Somewhere around 50 or 60 dollars? Maybe a little more if you get appetizers and a few margaritas for mom? Sure, a break from cooking and doing dishes is totally worth it, but if you dine out often (at least once a week), those breaks can add up.

    The good news is, it’s pretty easy to save money while dining out. What’s that mean? It means you can dine out more often … or save that money to hire a maid to do your cooking and dishes for you!

    Don’t Forget the Coupon!

    Oh sure, when you go grocery shopping, you’ve got binders full of coupons, but where are those money-saving scraps of paper when you’re dining out? Find them and use them to score free appetizers, half price desserts, and good deals on drinks.

    Say No to Drinks

    This one takes a lot of willpower, but you can shave 10 to 20 percent off your dinner tab simply by order water (free!) instead of regular drinks. If you usually order alcoholic beverages, try cutting those first (they’re the costliest) and opt instead for soda or iced tea, which usually include free refills.

    Say No to Appetizers

    While we’re in the habit of saying no to things, skip the appetizer, too. Yeah, you’re hungry and those jalapeño poppers look amazing, but they’re not $8 amazing and they’re not worth ruining your appetite over.

    Skip the Kids Meal

    Yeah, kids meals usually only cost about $5, but that’s five bucks you don’t need to spend. Instead, give your tot a taste of what mom and dad is having by sharing a little bit of your entrees. Those meals are gigantic enough, so you won’t really miss a few bites, will you?

    Score a Free Kids Meal

    Some restaurants offer “kids eat free” discounts, which means you can ignore tip #4 and have your dinner all to yourself.

    Related: How to Cut Back on Eating Out (and Save Money, Too!)

  • Save Money: Give Yourself a Pedicure at Home

    Do you get regular pedicures at your local salon? I’m guilty of getting pedicures in the past and paying at least $30 (after tip) each time. When I stopped to think about how much money I was spending on something that I could do myself and for free at home, I quickly decided to cut back on professional pedicures and save money instead. Although I do miss professional pedicures slightly, I feel better about saving hundreds of dollars each year with my own DIY pedicures.

    DIY pedicures at home are super easy and fun if you have the right kinds of supplies. These supplies typically are inexpensive and once you have a great set of pedicure tools in your collection, you can enjoy your own pedicures in no time.

    Here are my at home pedicure essentials:

    • cotton balls
    • nail polish remover
    • nail polish (at least two to three colors, usually a pink or coral for spring/summer and red for winter)
    • toe nail clippers
    • foot lotion

    When I begin my pedicure, I remove any old nail polish with nail polish remover and cotton balls. Then, I soak my feet in the tub and wash them really well with soap. After I soak my feet, I towel dry them and begin my pedicure. I start with my heels and work my way up to the toenails.

    I look forward to my at home pedicures these days. My box of pedicure essentials helps me to keep my feet looking their very best!

  • FREE Printable for Mother’s Day

    FREE Printable for Mother’s Day

    Head on over to print out this super cute “Me & My Mom” Mother’s Day Gift Printable for FREE, courtesy of the Love and Marriage blog! All you need to do is print it out and fill in the blanks. Consider putting it in a frame to make an awesome but inexpensive gift for mom!

    I’m thinking this would be really great for teachers; print one out for each of your students and you’ve got a great Mother’s Day project for your class!

    Find more FREE printables here.

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  • How an Allowance Can Help Teach Kids About Money (and 6 tips to help)

    allowance

    Some people give their kids an allowance and some don’t. If you’re among the roughly 50 percent of parents to offer a weekly dollar or two – or if you’re considering joining the group – today’s entry is for you. It’s packed with lessons to help you get the most educational bang for your child’s allowance buck.

    WHY GIVE (AND HOW MUCH?) – Like I said, not every parent gives an allowance, but most experts agree that an allowance can be a great tool for teaching children about valuable money lessons, including how to save, budget and spend their money wisely. As for how much to give, 50 cents to one dollar for each year of your child’s age is a good rule of thumb.

    START AT THE RIGHT AGE – The same experts mentioned above say five years is the earliest age to start an allowance (right around when kids begin to understand what money is and how it should be used). As for the “best” age. Probably around eight or nine, but that’s for the parent to decide based on their child.

    WHAT IS THE ALLOWANCE FOR? – Most parents who don’t give allowances do so because they believe kids shouldn’t be paid for doing chores (i.e. things every member of the family is expected to do). That thinking is correct, allowances should not be linked to chores. They should be given as a learning tool only.

    DRAFT AN AGREEMENT – Start with a document, much like a contract, that outlines all the important details: How much your child will receive, when they’ll receive it, and what the allowance is expected to be used for. Update the agreement as needed and don’t forget to have both parties sign it!

    PAY REGULARLY AND PAY IN CASH – At the beginning of your allowance agreement with your child, determine how often he or she will be paid – weekly or bi-weekly – and make sure you stick to the schedule. Payment should also be made in cash, preferably several small bills or coins.

    TEACH, TEACH, TEACH! – As we’ve already established, the allowances is a learning tool designed to teach kids valuable money lessons about saving, budgeting, spending and even donating to charity. Simply giving kids money won’t help them learn, so take time to discuss these lessons on a regular basis.

    Image source: iCLIPART.com