Are you ready to save money this year? Check out these 6 ways to go frugal and save money.
Get rid of your car.
We are proud to be owners of both of our vehicles. Several years ago we bought a used Saturn for $600 and we drove the car for a while! We ended up giving that car away once we started having kids, but now we are proud owners of two used mini-vans that we paid cash for totaling less than $10,000 total.
2. Take in a renter or a boarder. This is something we haven’t done, but there is extra space if someone needed to “live” here for a few weeks. A friend of mine also “rented” out her space once for my cat when I needed to be away for an extended period of time.
3. Downsize your home. I have mentioned this before. I prefer a smaller home. The less space you have in your home, the less you have to clean, organize, and furnish–saving lots of valuable time and money.
4. Change how you use credit cards. Thanks to the Dave Ramsey program, I no longer use credit cards.
5. Only use coupons or go generic. I use coupons for just about everything now. From grocery coupons to department store, craft stores, restaurant, oil changes, and using coupon codes online, these have been a HUGE money saver for me. Make sure you read my coupon tips by clicking on the tab at the top of my homepage. If I can’t get name brand for cheaper than generic after coupons, I go generic, but with using coupons now, I almost always get the name brand item cheaper than the generic! Along with using coupons, we always score great military discounts on top of all of this!
6. Dump High-Tech Toys. I actually do use the library for checking out books. I even take advantage of the “lending library” here where I can check out toys for my daughter to play with! I also find all other toys at thrift stores, for as little as $1.00 or less! I rarely EVER buy toys full price. Just not worth it. One thing I WILL NOT cancel is my gym membership. Health is a priority and I LOVE my membership. We did get it at a discounted military rate so we barely pay anything for it as it is.
What areas have you been extremely frugal in?