I’m the youngest of four children. Growing up, I don’t remember having a lot of excess stuff or the material things I always wanted, but I knew I had everything I always needed. My mom and dad worked very hard to raise us and we didn’t always have extra money laying around to throw towards unnecessary expenses. We did have a house to live in, clean clothes on our backs, hot home cooked meals, clean water, and lots of love.
If I remember learning anything during my childhood about finances, it was from my parents. My mom was very frugal and thrifty. We didn’t shop much, but when we did, we shopped second hand stores, at affordable retailers around town, and used coupons often. As a child, it was hard to be told “no” when I asked for something at a hefty price while out shopping. Now that I have my own children, I find myself following in my mother’s footsteps. I love to shop at thrift stores, pay low prices for quality items, use coupons, and I even have to tell my children “no” often when they ask for something that we either don’t need or if it costs too much.
As a mother now, I hope that I can set an example for my children while they are young. I’d love for them to understand the value of a dollar and how they need to earn money for items they really need or want, while also saving for their future. I’m thankful that I was raised to understand that money doesn’t come from trees and that I must work for the money that I need to pay bills, eat, etc.
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I’m very thankful for the financial future that my parents set me up for as a child. Without them, who knows what my financial life would look like!
Did you learn any helpful tips from your mom about finances?
*The picture above is a Mother’s Day gift I received this year from my seven year old daughter!
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This is a sponsored conversation written by me on behalf of SunTrust. The opinions and text are all mine.